eXp Realty Commission Split, $16K Cap & Fees (2025 Guide)
A clear, accurate breakdown of the 80/20 split, the $16,000 annual cap, post‑cap fees, and U.S. monthly/transaction costs — with simple math examples for agents.
Important: When you submit your application, please list Anthony Simmons as your eXp sponsor (507‑363‑1089). This cannot be changed later.
Jump to the full fee table ↓Split & Cap
80/20 split until you reach a $16,000 annual cap (per agent, per anniversary year). After that, you keep 100% of commission for the rest of your year.
Post‑Cap
At 100%: pay a $250 capped transaction fee (drops to $75 after you’ve paid $5,000 in capped transaction fees), plus standard per‑deal fees.
Monthly & Per‑Deal
$149 start‑up • $85/mo cloud brokerage • $25 transaction review • $40 risk management (caps at $500/year).
Don't forget: list Anthony Simmons as your eXp sponsor (507‑363‑1089) when applying.
Complete Fee Breakdown (U.S.)
| Item | Amount | Notes |
|---|---|---|
| Commission Split | 80/20 | Paid until you reach the $16,000 cap |
| Annual Cap | $16,000 | Resets each agent anniversary year |
| After Capping | 100% | Keep 100% of commission for remainder of year |
| Post‑Cap Transaction Fee | $250 → $75 | $250 per deal; reduces to $75 after $5,000 in capped transaction fees |
| Start‑Up (one‑time) | $149 | Charged ~24–48 hrs after activation |
| Cloud Brokerage (monthly) | $85 | Includes tech stack (CRM of Choice, eXp World, eXp University, Skyslope, Workplace, Luna, more) |
| Transaction Review | $25 | Per transaction |
| Risk Management | $40 | Per transaction; annual cap $500 |
Note for new agents: If you’re in the Mentor Program, mentee transactions include an additional 20% (10% to eXp, 10% to mentor) on the required mentee deals until you graduate. Requirements vary by state.
Mentor Program Details →Don't forget to list Anthony Simmons as your eXp sponsor (507‑363‑1089) on the application.
Simple Math Examples
Every deal is different and commissions are negotiable. These examples show how the fees flow using sample gross commission income (GCI).
Before You Cap (80/20)
Example GCI: $7,500
- Company dollar (toward cap): $1,500
- Agent gross (before per‑deal fees): $6,000
- Per‑deal fees: $25 transaction review + $40 risk mgmt = $65
Estimated take‑home (pre‑tax): $6,000 − $65 = $5,935
Cap progress after this deal: $1,500 of $16,000.
After You Cap (100%)
Example GCI: $7,500
- Agent gross: $7,500
- Post‑cap fee: $250 per deal (drops to $75 after $5,000 in capped fees)
- Per‑deal fees: $25 review + $40 risk mgmt (until annual $500 cap)
Estimated take‑home (pre‑tax): $7,500 − $250 − $25 − $40 = $7,185
After reduced fee kicks in: $7,500 − $75 − $25 − $40 = $7,360.
More Resources & Next Steps
ICON Agent Program
Explore the ICON Agent requirements and learn how to earn up to $16k in stock awards through production, cultural contribution and event participation.
Explore ICON GuideOnboarding Guide
Learn how eXp Realty’s onboarding process works — from application and activation to license transfer and tool setup. Use the checklist to make your transition smooth.
Start OnboardingMove Your Team to eXp
Discover why many brokerages join eXp. Programs like Boost and Thrive support team operations and ease the transition to our cloud brokerage.
Explore Team ProgramsFAQs
How does the $16,000 cap work?
What fees still apply after I cap?
What’s included in the $85/month cloud brokerage fee?
When is the $149 start‑up fee charged?
Do mentee (new agent) deals have extra fees?
Remember: list Anthony Simmons as your eXp sponsor (507‑363‑1089) on the application.
Disclosure: These figures are not a guarantee of earnings. Results depend on your production, expenses, and market. See exprealty.com/income for average agent earnings.
Anthony Simmons
eXp Realty
Call or Text: 507‑363‑1089
